Finding A Home: Moving To Cologne, A Beginner's Guide

Thinking of moving to Cologne? Known for its friendly inhabitants, vibrant culture and history, the city is a welcoming place to live, work and visit. With a population of over 1 million, it is Germany's fourth-most populous metropolis. The city is well-connected, with efficient transport links to nearby towns and cities, and a good network of trams, subways, buses and suburban railways.

If you're thinking of relocating, there are a few things to consider. Firstly, the language barrier. While many locals speak English, it's worth learning some German to help with bureaucracy and making friends. Secondly, the cost of living is relatively affordable compared to other German cities, but accommodation can be expensive, particularly in the city centre.

Cologne is a great choice for those seeking a laid-back, liberal city with plenty of attractions, from its famous cathedral to its green spaces and edgy nightlife.

Finding accommodation

Understanding the Rental Market in Cologne

Cologne has a rent-heavy culture, with people frequently moving, resulting in a constant turnover of available properties. This means you can easily find long-term rentals or opt for shorter-term leases if you want more flexibility. However, the competition for desirable apartments can be fierce, and it may take some time to find your ideal home.

Recommended Websites and Platforms

To begin your search, there are several useful websites and platforms to explore:

• Homelike: Offering a range of long-term rentals that are already furnished and include internet and utilities.
• The Local
• WG-Gesucht: Ideal if you're looking to rent a room in a shared house.
• Immobilienscout24
• Immowelt

Facebook groups dedicated to Cologne expats or housing are also worth exploring, as they often feature rooms or apartments available for rent. These groups can be especially helpful if you're looking for a shared living situation.

Popular Neighbourhoods

Cologne is divided into various districts, areas, and neighbourhoods, each with its unique character and advantages. Here are some popular neighbourhoods to consider:

• Altstadt/Heumarkt: The historic city centre, offering the charm of the old town and an abundance of dining and entertainment options.
• Rodenkirchen: One of the largest districts, ideal for families, with excellent green spaces and international schools.
• Chlodwigplatz: A popular choice for young professionals, offering a vibrant music scene and a lively bar and restaurant culture.
• Lindenthal: Home to the University of Cologne, making it popular with students. It's known for its affordable housing and vibrant café culture.
• Ehrenfeld: Cologne's trendy and hip neighbourhood, comparable to Berlin's Kreuzberg. Here, you'll find craft breweries and a thriving avocado-loving crowd.
• Nippes: A multicultural and quiet neighbourhood with diverse food options and a warm, welcoming atmosphere. Nippes also offers very affordable housing.

Transportation Considerations

When choosing a neighbourhood, consider the transportation options available. Cologne has an efficient subway, tram, and bus system, making it easy to get around. Look for areas that are well-connected to the city centre and have good public transportation options, especially if you plan on commuting to work.

Language Barrier

If you don't speak German, finding accommodation may be more challenging. Many landlords and agencies prefer to communicate in German, and having a good grasp of the language will make the process smoother. Consider using translation apps or learning some basic German phrases to help navigate this process.

Short-Term Rentals

If you're feeling overwhelmed or are unable to find a long-term rental before your move, consider opting for a short-term rental for your first few months in the city. This will give you a base from which to continue your housing search and will alleviate some of the stress associated with the process.

Additional Tips

• Viewings: If possible, book viewings and start your search while you're still packing and before you arrive in Cologne.
• German Phone Number: Consider getting a German phone number, as landlords and agencies often ignore requests with foreign numbers.
• Schufa Score: Obtain your Schufa report, which shows your credit score and is necessary for apartment viewings. You can generate this report on Immobilienscout24 for a small fee.
• Documentation: Prepare a folder with essential documents, including your passport, payslips, employment contract, Schufa credit score, and a certificate of no criminal record. You will need to share these with potential landlords.

Getting a job

Cologne is one of Germany's leading destinations for expats, offering the convenience of city life with the coziness and natural access of a town. The city is an important economic hub, providing numerous career opportunities for international talent.

The Job Market in Cologne

Cologne is located in the North Rhine-Westphalia region, Germany's most populated region and its strongest industrial and economic hub. The city's economy is based on several fields, including aerospace, automotive manufacturing, information and communications technology, media and broadcasting, air transport, and food production. Insurance, tourism, and research are also important economic pillars.

Cologne is one of Germany's most important media hubs, attracting creatives with diverse backgrounds and qualifications in tech, broadcasting, production, journalism, public relations, and communications. The city is also a popular travel destination, so professionals in hospitality and tourism are in high demand.

Other significant industries in Cologne include finance, specifically insurance and banking, and manufacturing, with companies like Ford and Toyota having commercial and manufacturing centres in the city. Breweries are also significant employers, as are the cultural events that bring in tourism.

Finding a Job

Finding a job in Cologne without speaking German is difficult but not impossible. Many Germans speak English, so some companies are able to recruit from a wider pool of nationalities. Expatriates with highly-skilled engineering backgrounds are in high demand, and there is a significant advantage when it comes to international businesses, which are the main employers in the city.

• Contact a recruiter: Reach out to recruiters who work with companies in your industry in Cologne. They can provide insights into job opportunities, company culture, benefits, and starting pay.
• Build a local network: Network with others in your industry by joining online groups specific to Cologne and your field. You can also ask your current network if they know of any job opportunities in the city.
• Look for jobs online: While there are few specific forums for specialised jobs, you can search for opportunities with larger German employers by visiting their websites directly.
• Use social media: Platforms like LinkedIn can help you make valuable connections in Cologne and stay informed about new job openings.
• Consider the education sector: If you are a professional teacher, you may find opportunities in schools and universities, some of which offer classes taught in English.
• Apply for jobs: Start applying for positions on job search engines and company websites. Be proactive by following up on your applications and regularly checking your email for inquiries.
• Prepare an explanation for your relocation: During interviews, be prepared to explain your reason for relocating to Cologne and demonstrate your enthusiasm and genuine interest in the city.

Work Permits

If you are a citizen of a European Union member state or from the United States, Australia, Canada, Israel, Japan, New Zealand, Switzerland, or the Republic of Korea, you can apply for a work permit once you enter the country. Otherwise, you will need to apply for a visa before entering Germany. For both options, you will need two passport photographs, a passport with at least six months of validity, and details of your future employer, including a letter of intent. If you already have a job offer, your employer will support your application.

Learning German

Although many of Cologne's young people speak English, and even many older people in the city have a good grasp of the language, it is always good to get immersed in the local language. If you're going to be living in Cologne for a while, it's a good idea to learn German. With a good understanding of the language, you'll be able to make more friends, learn more about German culture, and more easily deal with your bureaucratic needs.

For learning the German basics, reliable apps like Duolingo always provide a useful foundation. To kick on from here, you might want to find an online course or an in-person course—the Goethe-Institut is always a good place to consider. If you've decided to move here without an existing job offer, it would be good to join an expat Facebook or Meetup group, as there can be some seasonal entry-level jobs on offer.

If you're moving to Cologne after accepting a job offer, things can get equally difficult if you don't know the language. Government officials and service providers will most likely refuse to speak to you in English and things can get tricky. Try to pick up the basics of the German language via an online course or apps like Duolingo and download the Google Translate app, you'll definitely need it!

If you're coming from outside the EU, do your research. Make sure you're aware of all of your visa, working, and healthcare options before you make any big decisions. Germany is a country notorious for red tape, so it's best to get as much done while you're still at home.

My best advice is to learn as much German as possible and make this a priority. Many of the problems most expats have living in Cologne melt away when they can see there isn't a language barrier, or that you're making the effort to ingrain yourself in the culture. For example, it's more attractive for a landlord to rent to someone who speaks German than it is when they need to speak English. The translation of documents and getting messages across is often extra work they don't need!

Registering with authorities

If you're an EU citizen, you don't need a visa to relocate to Germany. However, if you plan to stay in the country for more than three months, you must register with a local registration office. This is the only bureaucratic requirement you need to fulfil. If you're not an EU citizen, you will likely need a visa and a residence permit to stay in Germany for more than three months.

The type of visa you need depends on your country of origin, the purpose and duration of your stay, and whether you are moving to Germany to join a family member or to study.

If you are moving to Cologne without a job offer, consider joining an expat Facebook or Meetup group, as there may be some seasonal entry-level jobs on offer. If you don't speak German, it is a good idea to learn the basics before you arrive, as government officials and service providers may refuse to speak English.

Once you have found a permanent address, you must register your residency within seven days at your local registration office. You will need the following documents:

• A valid passport
• The Wohnungsgeberbestätigung (rental agreement) form signed by your landlord
• A completed Meldeschein or Anmeldung form (registration form)

If you are moving to Germany from outside the EU, it is recommended that you do as much research as possible before you arrive, as Germany is known for its bureaucracy.

Opening a bank account

Once you've arrived in Cologne, you'll need to open a bank account. This is a crucial step in setting up your new life in the city and will make managing your finances much easier. Here's a step-by-step guide to opening a bank account in Cologne:

• Choose a bank: There are several banks to choose from in Cologne, both traditional brick-and-mortar banks and online-only banks. Some popular options include N26, Stepstone, Monster, Indeed, and EnglishJobs.de for English speakers.
• Gather the required documents: To open a bank account in Germany, you will typically need a valid passport or ID card, proof of address, and sometimes a residence permit. It's a good idea to contact your chosen bank ahead of time to confirm the specific requirements.
• Schedule an appointment: Many banks in Germany require you to schedule an appointment to open an account. You can usually do this by calling the bank or visiting their website.
• Attend the appointment: Bring all the required documents to your appointment and be prepared to fill out some paperwork. If you don't speak German, it may be helpful to bring along a translator or ask a friend to accompany you.
• Activate your account: Once your account is open, you will typically receive your account details and any necessary login information. Be sure to keep this information in a safe place.
• Fund your account: You can now deposit money into your new account and start using it for your financial needs.

• Language: While many Germans speak English, it may be helpful to learn some basic German terms and phrases to navigate the process more easily.
• Fees and charges: Be sure to ask about any fees or charges associated with the account, such as monthly maintenance fees or transaction fees.
• Proof of address: If you haven't found a permanent residence yet, some banks may allow you to use your temporary address or a letter of accommodation from your landlord.
• Online banking: Consider opting for online banking services, which can provide added convenience and accessibility.

Frequently asked questions